What a Singapore property is worth, from recent comparable sales — with the working shown.
Blk 409B Northshore Dr resale prices
HDB block in Punggol · lease from 2021, about 94 years left of 99
Completed 2020 · 25 storeys · 93 flats: 12 3-room, 58 4-room, 23 5-room
Also in the block: other facilities (HDB's examples: an admin office, a childcare or education centre, a Residents' Committee centre).
14 resales from 2026-01 to 2026-10, as HDB recorded them.
Past two years, by flat type
| Flat type | Resales | Typical price | Typical size |
|---|---|---|---|
| 3-room (2 bedrooms) | 1 | $532,000 1 sale | 67 sqm (721 sq ft) |
| 4-room (3 bedrooms) | 11 | $725,000 | 94 sqm (1,012 sq ft) |
| 5-room (usually 3 bedrooms) | 2 | $843,000 | 112 sqm (1,206 sq ft) |
Typical = the median of the flat type's sales here in the 24 months to 2026-10. These are what flats sold for, not an estimate of any one flat — floor, size and condition differ; to estimate a particular flat, value it.
Sales in this block
3-room (2 bedrooms) (1) 4-room (3 bedrooms) (11) 5-room (usually 3 bedrooms) (2)
Each mark is one recorded sale; its shape shows the flat type. The dashed line is HDB's Resale Price Index, anchored to this block's median — what it would be worth if it had tracked the market.
1 sale of 3-room (2 bedrooms) flats in this block. Too few to anchor HDB's Resale Price Index to, so no line is drawn.
11 sales of 4-room (3 bedrooms) flats in this block. The dashed line is HDB's Resale Price Index, anchored to the median of these sales — not to the whole of this block, whose mix of sizes sells at a different psf.
2 sales of 5-room (usually 3 bedrooms) flats in this block. Too few to anchor HDB's Resale Price Index to, so no line is drawn.
HDB's published resale data starts in January 2017, so nothing earlier appears.
Every resale, past five years
14 resales, sortable
| 2026-10 | 4-room (3 bedrooms) | 19–21 | 94 sqm (1,012 sq ft) | $748,888 | 740 |
| 2026-10 | 4-room (3 bedrooms) | 13–15 | 94 sqm (1,012 sq ft) | $730,000 | 721 |
| 2026-08 | 4-room (3 bedrooms) | 04–06 | 94 sqm (1,012 sq ft) | $660,000 | 652 |
| 2026-07 | 4-room (3 bedrooms) | 04–06 | 94 sqm (1,012 sq ft) | $698,000 | 690 |
| 2026-07 | 4-room (3 bedrooms) | 04–06 | 94 sqm (1,012 sq ft) | $660,000 | 652 |
| 2026-05 | 5-room (usually 3 bedrooms) | 07–09 | 112 sqm (1,206 sq ft) | $848,000 | 703 |
| 2026-05 | 5-room (usually 3 bedrooms) | 10–12 | 112 sqm (1,206 sq ft) | $838,000 | 695 |
| 2026-05 | 4-room (3 bedrooms) | 10–12 | 94 sqm (1,012 sq ft) | $732,000 | 723 |
| 2026-02 | 4-room (3 bedrooms) | 01–03 | 94 sqm (1,012 sq ft) | $635,000 | 628 |
| 2026-01 | 4-room (3 bedrooms) | 04–06 | 94 sqm (1,012 sq ft) | $792,000 | 783 |
| 2026-01 | 4-room (3 bedrooms) | 07–09 | 94 sqm (1,012 sq ft) | $738,000 | 729 |
| 2026-01 | 4-room (3 bedrooms) | 04–06 | 94 sqm (1,012 sq ft) | $725,000 | 717 |
| 2026-01 | 4-room (3 bedrooms) | 10–12 | 94 sqm (1,012 sq ft) | $710,000 | 702 |
| 2026-01 | 3-room (2 bedrooms) | 01–03 | 67 sqm (721 sq ft) | $532,000 | 738 |
If you borrow
about $2,467/month on an HDB loan at 2.6%
An illustration from the published rules, not a loan offer: lenders also look at your income, other debts and credit. Rules checked on 19 October 2026. Nothing you enter here leaves this page.
HDB's rate is 2.6% for October to December 2026 (the CPF Ordinary Account rate plus 0.1 point). Banks do not publish their rates: they change often and depend on the package, so a bank loan starts with no rate — enter the one you were quoted.
The lease (about 94 years left) lasts past your age 95, so it does not cut back the CPF you can use or the HDB loan.
$2,467 a month for 25 years at 2.6%
- Loan: $543,750, 75% of $725,000. HDB lends for at most 25 years here: the shortest of 25 years, 65 minus your age, and the remaining lease minus 20.
- Down payment: $181,250. With an HDB loan it can be paid from CPF savings, cash or both.
- Income: lenders test the instalment at 3% or more, and it must be no more than 30% of gross monthly income (the Mortgage Servicing Ratio for HDB flats): about $8,595 a month.
| Rate a year | Each month |
|---|---|
| 1.6% | $2,200 |
| 2.1% | $2,331 |
| 2.6% | $2,467 |
| 3.1% | $2,607 |
| 3.6% | $2,751 |
Buying with others: HDB's term uses your average age, the lease check the youngest buyer's, and banks an income-weighted average age. The price starts at the median of this block's 11 4-room resales in the 24 months to 2026-10; change it to the flat you have in mind. Figures are for a first home loan.
Sources: HDB: Interest rate for an HDB loan · MAS: Loan tenure and loan-to-value limits · MAS: Mortgage Servicing Ratio and Total Debt Servicing Ratio · MAS, MND and HDB: Interest rate floors for loan assessments (Sep 2022) · MND: HDB loan limit lowered to 75% (Aug 2024) · MOM, MND and CPF Board: CPF use and HDB loans when the lease is shorter (2019) · CPF Board: How much CPF you can use if the lease does not cover the youngest buyer to 95
HDB dates a resale by when it was registered. Its published data starts in January 2017; this page shows the past five years. Blocks with fewer than 10 resales in that time have no page of their own. The completion year, storeys and flat counts are from HDB's list of its blocks. The 99-year lease runs from the lease start HDB records with each resale, which for most blocks is a year or two after completion.
Primary schools nearby
Nearest: NORTHSHORE PRIMARY SCHOOL, 204 m straight-line
Distances are straight-line, from this block (OneMap’s point for its address) to the school’s registered address. MOE measures home-school distance differently — from the school’s boundary to your building’s outline — so its official 1 km and 2 km categories will not always match what you see here. A school shown at 990 m may fall outside MOE’s 1 km category, and one at 1,010 m may fall inside it. Check OneMap SchoolQuery before making any decision that depends on the category.
- NORTHSHORE PRIMARY SCHOOL204 m
- PUNGGOL COVE PRIMARY SCHOOL792 m
- VALOUR PRIMARY SCHOOL1,260 m
- PUNGGOL VIEW PRIMARY SCHOOL1,410 m
- OASIS PRIMARY SCHOOL1,720 m
- PUNGGOL GREEN PRIMARY SCHOOL1,799 m
MRT and LRT nearby
Nearest: Samudera, 189 m to an exit
Distances are straight-line, from this block (OneMap’s point for its address) to the station’s nearest exit — not walking distance. Rail lines are bounded by viaducts, expressways and canals, so the real walk is often much longer. This list covers stations in service, checked by hand when the data was last synced.
- Samudera189 m
- Punggol Point459 m
- Teck Lee671 m
and 7 more within 2 km
Bus stops nearby
3 stops within 200 m, 7 within 400 m
Distances are straight-line from this block (OneMap’s point for its address), not walking distance, and the 200 m / 400 m bands are conventional planning catchments rather than distances measured against what buyers pay. Nearly every address in Singapore has a stop within a few hundred metres, so it is the counts that separate one place from another, not the nearest distance. The services listed are those that call at those stops. How often they run is not in this data — nine services can still mean a long wait.
3 within 200 m · 7 within 400 m · nearest 126 m
Within 200 m: 34, 34A, 44, 84G, 84W, 104, 384, 673
Data sources: Resale Flat Prices; HDB Property Information; HDB Resale Price Index; School Directory and Information; OneMap; LTA MRT Station Exit; LTA Bus Stop and LTA DataMall BusRoutes — used under the Singapore Open Data Licence v1.0. Full notices, access dates and warranty
Contains information from Resale Flat Prices accessed 2026-10-26 from the Housing & Development Board via data.gov.sg, made available under the terms of the Singapore Open Data Licence v1.0. The dataset is provided “as is” and “as available” without warranty of any kind as to accuracy, completeness or fitness for any purpose.
Contains information from HDB Property Information accessed 2026-10-14 from the Housing & Development Board via data.gov.sg, made available under the terms of the Singapore Open Data Licence v1.0. The dataset is provided “as is” and “as available” without warranty of any kind as to accuracy, completeness or fitness for any purpose.
Contains information from HDB Resale Price Index accessed 2026-10-26 from Housing & Development Board via data.gov.sg, made available under the terms of the Singapore Open Data Licence v1.0. The dataset is provided “as is” and “as available” without warranty of any kind as to accuracy, completeness or fitness for any purpose.
Contains information from School Directory and Information accessed 2026-10-25 from the Ministry of Education via data.gov.sg, made available under the terms of the Singapore Open Data Licence v1.0. The dataset is provided “as is” and “as available” without warranty of any kind as to accuracy, completeness or fitness for any purpose.
Contains information from OneMap accessed 2026-10-25 from the Singapore Land Authority, made available under the terms of the Singapore Open Data Licence v1.0. The dataset is provided “as is” and “as available” without warranty of any kind as to accuracy, completeness or fitness for any purpose.
Contains information from LTA MRT Station Exit accessed 2026-10-25 from the Land Transport Authority via data.gov.sg, made available under the terms of the Singapore Open Data Licence v1.0. The dataset is provided “as is” and “as available” without warranty of any kind as to accuracy, completeness or fitness for any purpose.
Contains information from LTA Bus Stop and LTA DataMall BusRoutes accessed 2026-10-26 from the Land Transport Authority via data.gov.sg and LTA DataMall, made available under the terms of the Singapore Open Data Licence v1.0. The datasets are provided “as is” and “as available” without warranty of any kind as to accuracy, completeness or fitness for any purpose.
Contains information from OneMap accessed 2026-10-26 from the Singapore Land Authority, made available under the terms of the Singapore Open Data Licence v1.0. The dataset is provided “as is” and “as available” without warranty of any kind as to accuracy, completeness or fitness for any purpose.